![]() ![]() ![]() This is considered to be the predecessor system, which was introduced in the 1960s. The current system of the debit card was still implemented by the Eurocheque system until 2002. Girocard vs debit card: What is an EC card or girocard? V-PAY from VISA, on the other hand, is primarily to be found in Europe. Credit cards can also be used outside of the EU without any problems, as VISA, Mastercard or American Express payment centers are used all over the world. With regard to payment or withdrawals abroad, you can run into problems with the debit card, which is why credit cards have some advantages here. On the other side, debit cards are part of a bank account, which everyone has right to open. Their limit depends on your credit score, since the card’s provider has to be sure that you are able to pay your credit back. ![]() This makes credit cards dependent on your creditworthiness. In return, you pay interest on the credit card. the money does not have to be available in your account, but is either billed to you in full at the end of the month, or you only have to pay it back partially. With a credit card, on the other hand, you take out a small "loan", i.e. The biggest difference is the time of debit: if you pay with a debit card, the corresponding amount will be debited directly from the amount of money available on your checking account. Outwardly, debit cards and credit cards hardly differ, but these are two completely different types of card. Credit card vs debit card: Which one you should use
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